I want to post here exactly what is sent. I called ACE and they have no record of me, I never took out any kind of loan with these folks, I checked with all the Bureaus and no mention.
This is a SCAM, probably an overseas SCAM-however do not ignore it, but report it to all the consumer action bureaus, federal law enforcement, etc., that handle this kind of SCAM. Let ACE know that their name and business is being used as part of this SCAM. They use ACE CASH EXPRESS, ACE SERVICES, ACE LOANS..etc., same rip-off artists. Help them catch these folks and put them on the news in every state/country...and out of business.
This is what they send via email:
CASE FILE #:******
PAST DUE AMOUNT - $955.45
CREDITOR - ACE CASH SERVICES
Accounts Department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
You are going to be legally prosecuted in the Courthouse within couple of days. Your S.S.N is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict action against you. Your salary wages will be garnished too.
THERE ARE 3 SERIOUS ALLEGATIONS AGAINST YOU:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $3931.08 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. And this is to notify you that this notification will also be sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
If you want to resolve this matter then immediately contact us thru email between working hours 9:00 AM to 6:00 PM (EST).
Note:-for any query concern you can write with us firstname.lastname@example.org
Ace Cash Services
Department of Law & Enforcement(ACS)
Product or Service Mentioned: Ace Cash Express Loan.
Reason of review: Poor customer service.
Preferred solution: Leave me alone..